See income, expenses and obligations before setting the next goal.
Your financial picture
Plan around your life.
Plan around your life.
Not just your holdings.
Bring investments, goals, cash flow and protection into one view so the plan reflects the life behind the numbers.
Cash flowPortfolioGoalsProtection
Keep holdings and concentration visible inside the wider financial picture.
Review liabilities, dependants and cover alongside long-term plans.
A portfolio is one part of the story. Cash flow, goals, debt and protection decide what the numbers need to do.
Build your plan
A small set of tools for the whole financial picture.
Each path handles a distinct planning job while staying connected to the same account and research context.
Organise
Personal Finance
Bring cash flow, liabilities, insurance and goals into one private workspace.
See your full pictureOwn
Portfolio
Track holdings, performance, allocation and concentration across investments.
Open your portfolioConnect
Demat Accounts
Authorise supported providers and keep imported investments under your control.
Manage account linksMonitor
Watchlists
Keep potential investments close without mixing them into current holdings.
Open watchlistsPrepare
Goals
Frame near-term and long-term goals beside the resources available to fund them.
Review goalsAssess
Life Exposure Radar
See how income, debt, dependants, protection and concentration interact.
Review exposuresProtect
Account Backup
Create a portable encrypted copy of the financial records you own.
Manage backupsResearch
Decision Context
Return to market research when a plan requires a closer look at an instrument.
Research investments
One financial picture
Planning and investing stay connected.
The planning hub keeps private life context separate from public market research while making the relationship between them easier to understand.
Start with what is true today
Capture accounts, cash flow, obligations and the people who depend on the plan.
Turn needs into an order
Balance resilience, protection and goals before optimising investments.
Update the plan as life changes
Revisit assumptions and exposures without rebuilding the picture from scratch.
A practical planning rhythm
Know today. Choose priorities. Review deliberately.
- Add only the accounts and life details needed to understand the current position.
- Set priorities across liquidity, debt, protection, goals and investments.
- Review the plan after meaningful life or portfolio changes.
Questions, answered
What to know before you begin.
Is my personal-finance information public?
No. Personal-finance and portfolio information is account-scoped and separate from public market research pages.
Do I need to connect a demat account?
No. Connections are optional. You can use the planning tools with information you enter and control yourself.
Does ClearMarket create a financial plan for me?
ClearMarket helps you organise, inspect and revisit your financial picture. It does not replace personalised advice from a qualified professional.
Can I export or back up my information?
Yes. Account settings provide user-controlled portability and encrypted backup options for supported account records.
Build from the whole picture
Make the plan reflect the life it serves.
Start with the facts you already know. Add detail only when it helps you make a clearer decision.